I heard about the Judge’s ruling re. homes destroyed by Katrina a few minutes ago on TV news. I was not, in the least little bit, surprised by the ruling; after all who is in the better position to $persuade the judge, an insurance company(s) or homeless, destitute victims of the storm? All of the damage done was caused by Katrina; fires, flooding and etc. were “collateral damage” incidental to the hurricane. You must excuse me, I have turned very cynical in the past five or so years.