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If the costs of your refusal to get insurance are going to get passed on to me either through higher costs for my care (some of which is optional, well technically all of it is optional) or through higher taxes which are coercive then I chose the less coercive direction.


However, in your example if you are a person making 50K per year you would not simply have the hospital pay for it. You would be billed and could only avoid paying his costs if you declared bankruptcy in which case the sale of your assets would pay the costs. Far fewer people than some pretend actually have the hospital pay as your example implies. The costs to me are far less than the costs of Obamacare and I can avoid paying at least some of the costs by avoiding elective care or even going out of the country for my medical care to avoid all of the costs.


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