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I am not a doctor so I dont know exactly how it works

but if I get one speeding ticket my insurance goes up

If one or two morons sue for stupid reasons that would increase the cost of the doctors insurance and he would have no choice but to pass the cost on to his patients.

I would think anyway, but I am not a doctor so I dont know exactly how it works.  I just know there are tons and tons of really stupid cases of people suing