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If you chose to live in a flood zone, you have to buy flood insurance. This is where spreading the costs around to everyone in a one size fits all market, makes insurance not available to everyone. Should it be available? Yes. But like anything it comes in degrees. Is having high blood pressure more expensive than diabetes? Does one cost more than the other? What about treatment of substance abuse. Should a health nut have to pay for someone who abuses themselves?
If you chose to live in a flood zone, you have to buy flood insurance. This is where spreading the costs around to everyone in a one size fits all market, makes insurance not available to everyone.
Should it be available? Yes. But like anything it comes in degrees. Is having high blood pressure more expensive than diabetes? Does one cost more than the other?
What about treatment of substance abuse. Should a health nut have to pay for someone who abuses themselves?