If memory serves me correctly, there are only 6 insurance providers in your state, that's not much in the way of competition.
Given that trial lawyers are the largest contributors to the Democrat Party, and that party happens to be in charge, we won't be seeing tort reform.
From everything you've said on the subject, you want everyone to have the best possible medical care whether they can afford it or not, rather than simply acquiring a level of care they can afford. This is analogous to demanding that since everyone needs to eat, everyone should be guaranteed steak, lobster, caviar and champagne.
See above... You need to explain why they should be entitled to steak, lobster, caviar and champagne when they could get by with Raman noodles and mixed vegetables (My primary source of nutrition 
).
They are false choices. 1 & 2, You've already accepted the Collectivist morality that "society" is responsible for the health and well being of every individual. 3, they might have to do without the best possible care but that doesn't mean there is no level of care they could obtain by their own means and/or through charity.
In a Free Market environment, such a thing is entirely possible. Health care could be sold like life insurance, both term and whole life, if you buy in at a younger age when you're healthy, it would be cost effective for insurance carriers to give you health care over such a long period of time.
