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utilities already mentioned, but insurance is another one that is regulated in states.


for example, red state alabama:


Yes, the Alabama Insurance Department (ALDOI) approves rates for insurance companies in Alabama:


  • Affordable Care Act (ACA)
    ALDOI reviews and approves rates for ACA plans in Alabama. The review process ensures that proposed rate increases are based on solid evidence and reasonable cost assumptions. The public can access a summary of the rate review results and justifications on the Federal HealthCare.gov Rate Review website.

  • Personal lines coverage
    ALDOI reviews requests for changes to rates, rules, and forms for all admitted insurance carriers that write personal lines coverage in Alabama. ALDOI may approve, disapprove, or request revisions to the submission.

  • Property and casualty insurance
    ALDOI regulates rates for property and casualty insurance offered by admitted insurance companies.

    so yes, "red state" seems to apply here too. lol.


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