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Do not believe that life insurance or car insurance rates are set by state governments, because they are not. They are REGULATED but that is not the same thing. by When I decided to by life insurance, I read a book on it and got quotes from five companies and each one had a different rate and some different features. TIAA-CREF won a good margin. There was one company that was slightly better, but it only was offered to Lutheran clergy.
Do not believe that life insurance or car insurance rates are set by state governments, because they are not. They are REGULATED but that is not the same thing. by
When I decided to by life insurance, I read a book on it and got quotes from five companies and each one had a different rate and some different features. TIAA-CREF won a good margin. There was one company that was slightly better, but it only was offered to Lutheran clergy.