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The commerce clause can go quite a ways in its ability to regulate. And as someone else pointed out, Congress would be putting a requirement on the money they are being loaned. Much the same that happens with loans from both private and public sources.


Through my desk job, I have managed quite a few grants from a variety of federal agencies, I cannot just spend that money as I see fit, it must fit into a certain budget line already approved before the grant is awarded.


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