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The commerce clause only allows the fed to regulate things when the subject of the regulation was being moved across state borders.The equal protection clause would demand that if any one person or entity was covered that all other person's in the country would also need to be covered.In other words just as gov can't make a law that applies only to blacks or only to one black person it can't make a law that applies only to some banks or only to one bank.The fed Gov can't tax some citizens while not taxing others. Government can't give money to some citizens while not giving it to others. Even if there are strings attached.
The commerce clause only allows the fed to regulate things when the subject of the regulation was being moved across state borders.
The equal protection clause would demand that if any one person or entity was covered that all other person's in the country would also need to be covered.
In other words just as gov can't make a law that applies only to blacks or only to one black person it can't make a law that applies only to some banks or only to one bank.
The fed Gov can't tax some citizens while not taxing others. Government can't give money to some citizens while not giving it to others. Even if there are strings attached.