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Most things which lead to money are not a waste of time.  Take algebra for instance, a lot of people say it is of no use to them. Well, it's of use to people who are engineers.  However, even if your not in mathematical profession, you can still tutor math.  In other words, you can still make a living from it.  Anyhow, the same idea applies to music or anything else.  Music instruction is in high demand compared to many occupations.