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The solution is simple. They walk away from the house today unless they can find a short sale buyer and the lender accepts the price. And immediately sell the car. Then buy a much cheaper one. A few years ago I bought a loaded Toyota Camry for my daughter for $8k. The car runs perfectly even with 130k miles. Also, he should get involved with local landlords through their association to obtain plumbing jobs...some jobs will be cash deals and not subject to taxation. If he can be responsive to landlords while charging a fair price, he will get work...and possibly make a good living just servicing landlords.
The solution is simple. They walk away from the house today unless they can find a short sale buyer and the lender accepts the price. And immediately sell the car. Then buy a much cheaper one.
A few years ago I bought a loaded Toyota Camry for my daughter for $8k. The car runs perfectly even with 130k miles.
Also, he should get involved with local landlords through their association to obtain plumbing jobs...some jobs will be cash deals and not subject to taxation. If he can be responsive to landlords while charging a fair price, he will get work...and possibly make a good living just servicing landlords.
