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Things are looking up for our hero. He is taking odd jobs for cash. He has determined that walking away from the house is not a solution, as rents are nearly as much as the mortgage payments. Food stamps are a big help, even though he hates using them. His church is helping with utilities and clothing for the kids. He has another family in similar straits sharing the house, which helps both of them. It's a little crowded, but it is doable. Moreover, having two sets of adults helps with child care. He took a 20 year old Honda in trade for his car. Old Hondas never die.

Now, let's multiply Joe by thousands of families all over this great land of ours. Some, if not most, did lose their houses. None of them are buying cars or doing a lot of Christmas shopping. They are taking food stamps, section 8 housing, and outright welfare payments at least temporarily. Local food banks have empty shelves. Thousands of houses are vacant, and very few new ones are being built, so construction jobs are non existent. People are taking odd jobs under the table, and not paying taxes.

It's quite easy to see why we're in trouble, isn't it?

<blockquote data-quote="PLC1" data-source="post: 176584" data-attributes="member: 301">Things are looking up for our hero.&nbsp; He is taking odd jobs for cash.&nbsp; He has determined that walking away from the house is not a solution, as rents are nearly as much as the mortgage payments.&nbsp; Food stamps are a big help, even though he hates using them.&nbsp; His church is helping with utilities and clothing for the kids.&nbsp; He has another family in similar straits sharing the house, which helps both of them.&nbsp; It&#039;s a little crowded, but it is doable.&nbsp; Moreover, having two sets of adults helps with child care.&nbsp; He took a 20 year old Honda in trade for his car.&nbsp; Old Hondas never die.&nbsp; Now, let&#039;s multiply Joe by thousands of families all over this great land of ours.&nbsp; Some, if not most, did lose their houses.&nbsp; None of them are buying cars or doing a lot of Christmas shopping.&nbsp; They are taking food stamps, section 8 housing, and outright welfare payments at least temporarily.&nbsp; Local food banks have empty shelves.&nbsp; Thousands of houses are vacant, and very few new ones are being built, so construction jobs are non existent.&nbsp; &nbsp; People are taking odd jobs under the table, and not paying taxes.&nbsp; It&#039;s quite easy to see why we&#039;re in trouble, isn&#039;t it?</blockquote>

[QUOTE="PLC1, post: 176584, member: 301"] Things are looking up for our hero. He is taking odd jobs for cash. He has determined that walking away from the house is not a solution, as rents are nearly as much as the mortgage payments. Food stamps are a big help, even though he hates using them. His church is helping with utilities and clothing for the kids. He has another family in similar straits sharing the house, which helps both of them. It's a little crowded, but it is doable. Moreover, having two sets of adults helps with child care. He took a 20 year old Honda in trade for his car. Old Hondas never die. Now, let's multiply Joe by thousands of families all over this great land of ours. Some, if not most, did lose their houses. None of them are buying cars or doing a lot of Christmas shopping. They are taking food stamps, section 8 housing, and outright welfare payments at least temporarily. Local food banks have empty shelves. Thousands of houses are vacant, and very few new ones are being built, so construction jobs are non existent. People are taking odd jobs under the table, and not paying taxes. It's quite easy to see why we're in trouble, isn't it? [/QUOTE]

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