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That's a good description of how we got to where we are now. That problem you mention is a big one for most of us over the age of 50 or so. Private insurers would like to have mostly young, healthy people, and/or exclude anything that would be likely to cost them a lot of money.Yes, a catastrophic care package would be the best way to go, but one that doesn't exclude likely catastrophes. Where an individual can purchase such a policy, particularly an individual in his/her fifties and sixties is a mystery to me.Current health care reform tries to address that problem, but doesn't touch on an even bigger one: soaring costs. What we really need is a catastrophic care package that covers everyone, leaving the individual to shop around and to decide when the sniffles is leading to pneumonia, but, that is not going to be possible without some serious reforms of government.
That's a good description of how we got to where we are now.
That problem you mention is a big one for most of us over the age of 50 or so. Private insurers would like to have mostly young, healthy people, and/or exclude anything that would be likely to cost them a lot of money.
Yes, a catastrophic care package would be the best way to go, but one that doesn't exclude likely catastrophes. Where an individual can purchase such a policy, particularly an individual in his/her fifties and sixties is a mystery to me.
Current health care reform tries to address that problem, but doesn't touch on an even bigger one: soaring costs.
What we really need is a catastrophic care package that covers everyone, leaving the individual to shop around and to decide when the sniffles is leading to pneumonia, but, that is not going to be possible without some serious reforms of government.
