What you say is true but you fell into his strawman argument.
But he so enjoys making his little strawmen.....
What you say is true but you fell into his strawman argument.
Yes it is countdown to obamacare. A big part of he rising costs are due to obamacare. Your own statement supports that - costs have been leveling out but now they are rising. The thing that is a shame is that your statement says the cost doubled in the last decade which implies that there was a gradual doubling. The reality is that the costs were not rising as much and only since obamacare countdown have the costs really risen.
Prices have been rising by double digits since long before anyone even heard of Obama.
Obamacare didn't fix the problem, nor is it the cause of the problem.
who says you can't make a profit ?
I was referencing INSURANCE regulation as you know.
they do it in regulated markets now, whats the point ?
here are some in even more heavily regulated insurance compsnies
Below is a list of insurers that provided employers with California workers' compensation insurance that became insolvent, bankrupt or were liquidated. This list was last reviewed June 3, 2011. For the most recent information regarding insolvent insurers domiciled in California
the cost of the public option will be AND PRICED TO SELL !
That is factually untrue.
Long term care insurance is quite common. back in the day before insurance covered eyeglasses and a yearly physical all it covered were the more catastrophic and long term illnesses - that is a reason insurance was invented.
No one wants a totally free market. Virtually all of us want appropriate laws to stop abuse and fraud and other harmful activities.
Not sure what abuse is for you but fraud is easily covered by the judicial system. I'd love totally free markets.
Prices have been rising by double digits since long before anyone even heard of Obama.
Obamacare didn't fix the problem, nor is it the cause of the problem.
The marketplace says you can't make a profit insuring people who have health issues. It's a matter of economics.
Long term care insurance is quite common. It is also quite different from health insurance. Moreover, the costs of it are not fixed, but increase with the age of the insured.
Long term care refers to insurance against the cost of having to spend your last days in a rest home. There is no such thing as buying health insurance when you're young and keeping it when you get old and/or have health problems.
Well, I thought that was what Dogtowner was arguing, but maybe not. A market with appropriate laws to stop abuse and fraud would be a much better idea, I agree.
I am not sure what Dogtowner is arrguing. He says he wants a totally free market but then talked about the benefits of a judicial system.
I think he means a relatively free market.
I am not sure what Dogtowner is arrguing. He says he wants a totally free market but then talked about the benefits of a judicial system.
I think he means a relatively free market.
A free market is not anarchy... A free market is free of government regulation but it is, nonetheless, constrained by law. Just as you, as an individual, cannot violate the rights of others by your actions, so too a company should be equally "fettered" in a free market. Just as you, as an individual, do not have your entire life regulated by government, so too a company should also be free of such constant government intervention.
A free market is not anarchy... A free market is free of government regulation but it is, nonetheless, constrained by law. Just as you, as an individual, cannot violate the rights of others by your actions, so too a company should be equally "fettered" in a free market. Just as you, as an individual, do not have your entire life regulated by government, so too a company should also be free of such constant government intervention.
Should there be a law that an insurance company one already has done business with cannot drop you merely because you developed a chronic illness after paying premiums for years? The reason you paid those premiums is to cover you if you develop an illness you can't pay for. Yes that seems totally logical to wrote such law and so much easier to implement than all the other ideas congress has come up with. Why hasn't that law been written?