U.S. health care lagging

Yes I am serious. Your facts are wrong.


In most instances when a person without insurance goes to the ER the very same person is billed and later pays the bill. The provider gets paid.

In the 5% of medical bills for uninsured persons that do not get paid by the person the costs are usually covered by the in house charity that all hospitals have. They are almost all non for profits and almost all of them do have fundraising programs.

Yes they do pass some of the cost on to other people. Costs that are then paid so that the hospital does get its money.

Could churches and private charity make up the difference? The 5% of costs that are not paid by the person needing the care? Absolutely, it is a small amount after all.

Is our system inefficient? Yes. What percent of that is due to gov regulations on one of the most highly regulated industries in the country?

We do agree on one thing: Our health care system is not efficient. Now, is that due to excessive regulation?

Or could it be due to a patchwork of payers, each with different regulations of their own?

Surely, you're not advocating a non regulated health care system, are you?
 
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We do agree on one thing: Our health care system is not efficient. Now, is that due to excessive regulation?

Or could it be due to a patchwork of payers, each with different regulations of their own?

Surely, you're not advocating a non regulated health care system, are you?

We could certainly get rid of some of the layers.

Regulation: rules telling people what to do when no one is being harmed.
laws: make it illegal to harm people.

Lets keep the laws and ditch the regulations.
 
We could certainly get rid of some of the layers.

Regulation: rules telling people what to do when no one is being harmed.
laws: make it illegal to harm people.

Lets keep the laws and ditch the regulations.

Given those definitions, I'd have to agree.

An unregulated health care system (no laws by your definition either) could be much like an unregulated mortgage banking system, and the results even more devastating.
 
Given those definitions, I'd have to agree.

An unregulated health care system (no laws by your definition either) could be much like an unregulated mortgage banking system, and the results even more devastating.


plenty of regulation in mortgage banking, that was not the issue.
 
plenty of regulation in mortgage banking, that was not the issue.

Seriously?

Mortgage bankers packaged subprime mortgages and sold them as solid financial products. The government did squat. Whistle blowers were ignored. People made money gambling with other people's money.

Plenty of regulation? Hardly.
 
Seriously?

Mortgage bankers packaged subprime mortgages and sold them as solid financial products. The government did squat. Whistle blowers were ignored. People made money gambling with other people's money.

Plenty of regulation? Hardly.


F&F violated their regulations by buying that paper. enforcement was the issue, not regulation. and govt did do something, Dodd and Frank covered for F&F until a matter of days before they imploded.

More regulation is not the answer. Whats the point of more rules when you won't enforce the ones you already have ?
 
F&F violated their regulations by buying that paper. enforcement was the issue, not regulation. and govt did do something, Dodd and Frank covered for F&F until a matter of days before they imploded.

More regulation is not the answer. Whats the point of more rules when you won't enforce the ones you already have ?

You have a point there. Passing regulations that aren't enforced is as bad or worse than having no regulations at all.

Still, the government did squat to prevent the financial melt down, then spent hundreds of billions trying to fix the problem. No wonder approval of government, particularly of the Congress, is so low.
 
You have a point there. Passing regulations that aren't enforced is as bad or worse than having no regulations at all.

Still, the government did squat to prevent the financial melt down, then spent hundreds of billions trying to fix the problem. No wonder approval of government, particularly of the Congress, is so low.


it was not in the financial interests of those in government to do anythng but allow and encourage the shenanigans. Congress could redeem itself by putting those guilty behind bars. of course that will never happen.
 
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