Student Debt Exceeds $1 Trillion Any Solution?

[GenSeneca]

For many jobs what you have a degree in is not so important...its that you have one.

Why would having a degree in an unrelated field be of any use to an employer? I can't imagine many HR managers picking some guy with a degree in botany over some guy with a CPA when looking to hire a new accountant.

But Maybe you would like to tell people what degree's they are able to go for...Better yet why don't we just tell kids at like age 6 here is your Job...just start working for that...you know get rid of all that risk.

Your "solution" is to have me pay for their education, to get rid of the "risk" that they might actually be held responsible for repaying debt they incurred. I don't really care if people decide to go to college, I don't even care what field of study they choose, or whether or not they get a degree at all, what I care about is people like you demanding that I pick up the tab. If it's so important to you that someone else pay the way for everyone who wants something they can't afford, YOU pick up the tab and leave the rest of us alone.

 

[dogtowner]

Why would having a degree in an unrelated field be of any use to an employer? I can't imagine many HR managers picking some guy with a degree in botany over some guy with a CPA when looking to hire a new accountant.

Your "solution" is to have me pay for their education, to get rid of the "risk" that they might actually be held responsible for repaying debt they incurred. I don't really care if people decide to go to college, I don't even care what field of study they choose, or whether or not they get a degree at all, what I care about is people like you demanding that I pick up the tab. If it's so important to you that someone else pay the way for everyone who wants something they can't afford, YOU pick up the tab and leave the rest of us alone.

If you need a CPA you hire one but you cannot obtain a CPA in college. a variety of degrees suit to hire an entry level accountant. A bachelor's degree is not much different based on the major.

 

[GenSeneca]

If you need a CPA you hire one but you cannot obtain a CPA in college.

Duly noted...

a variety of degrees suit to hire an entry level accountant.

I think you missed my point... Pocket was trying to say it was important to have a degree regardless of what that degree was for... Would a degree in Horticulture be suitable for an entry level accountant? If that's the case, it's no wonder our economy is circling the drain.

 

[Gipper]

That's pretty affordable.

I got to wondering just what the cost was up to now at the UC system. My daughter went on a Pell grant, graduated in '94. the 2 grand or so from the Pell paid her tuition and books and a little extra the first year, and almost paid the tuition in the final year of 3 (after junior college). Now, the costs are:

Tuition and fees*$13,200
$13,200
Books and supplies
$1,500
$1,500
Health insurance allowance/fee
$1,160
$1,160
Room and board
$13,200
$9,500
Personal/transportation
$2,140
$3,040
TOTAL
$31,200
$28,400

bottom figures are for living off campus.

all the non-academic is costly of course but VA has always been a bargain with international recognition. a friend's dad (a brit living in Belgium and kids in schools literally worldwide picked UVa for Steph because it was the cheapet top tier school in the world. literally. glad too or I'd not gotten to know her. lovely young lady.

College costs are completely outrageous. Many kids have thousands in student loan debt after earning a degree, but are waiting tables. These kids have been terribly screwed by academia.

When I went to college just a.....few years ago...cough...cough...my tuition cost was $593.50 for a full credit load of classes at a large state university. I carry the cancelled check in my wallet to show people. It helps makes the point that the libs who control academia, have enriched themselves while harming the student.

 

[dogtowner]

Duly noted...


I think you missed my point... Pocket was trying to say it was important to have a degree regardless of what that degree was for... Would a degree in Horticulture be suitable for an entry level accountant? If that's the case, it's no wonder our economy is circling the drain.

there is a LOT of truth in that mainly in times of heavy hiring (remember those ?). and while you would prefer an accounting major as an accounting new hire a business degree is acceptable as is math, statistics etc. look at the curricula and you'll see why it doesnt make a lot of difference. in a buyers market employers can be far pickier and are these days.

 

[GenSeneca]

there is a LOT of truth in that mainly in times of heavy hiring (remember those ?). and while you would prefer an accounting major as an accounting new hire a business degree is acceptable as is math, statistics etc. look at the curricula and you'll see why it doesnt make a lot of difference. in a buyers market employers can be far pickier and are these days.

Having a degree in a related field makes sense but Pocket wasn't talking about that, he said:

"For many jobs what you have a degree in is not so important...its that you have one." - Pocket

What business wouldn't care that your degree was in an unrelated field and only cares that you actually have a degree in something?

Perhaps such practices are more common than I know but it seems like it would be a terrible policy.

 

[PLC1]

As a rule, a degree in English or sociology, or whatever indicates that the job candidate can read and write fairly well and can set a goal and reach it. Much of what that candidate has learned in college may or may not be an asset to the job. That's why unemployment is generally lower among college grads than among high school dropouts.

Still, it shouldn't be that expensive, and no, we don't need to expect GenSeneca (or me for that matter) to pick up the tab. It just shouldn't cost as much as it does to begin with.

Sounds like VA has the right idea, from Dogtowner's posts.

 

[dogtowner]

Having a degree in a related field makes sense but Pocket wasn't talking about that, he said:

"For many jobs what you have a degree in is not so important...its that you have one." - Pocket

What business wouldn't care that your degree was in an unrelated field and only cares that you actually have a degree in something?

Perhaps such practices are more common than I know but it seems like it would be a terrible policy.

well he did say not SO important. and thats so. pottery wont get you that data analyst job any more than that info systems one will get you that graphic arts one. but as PLC points out there is a pretty broad range of degrees acceptable for generalist roles. asx I pointed out this is more in efect in a sellers market than a buyers market. been this way my whole working life.

 

[pocketfullofshells]

Duly noted...


I think you missed my point... Pocket was trying to say it was important to have a degree regardless of what that degree was for... Would a degree in Horticulture be suitable for an entry level accountant? If that's the case, it's no wonder our economy is circling the drain.

do you live in a dream world where everyone ends up in the field they went to school for? My sis has a degree is pych she works for a bank ...part of the job description was to have a BA...She makes good money in a field unrealted to her school...that she could not hold if she had not gone to school. My Fiancée has a degree in English with a Minor in Biblical Studies...she is a Systems analyst for a Bank...need to have a BA for the job...job clearly not related to what she studied. Even within a company that you started for with no BA...there often is a level they require one at...in the course of Promotions...it does not always say what field. Half the people I know...work in feilds other then what they went to school for....Its the fact that you put the work in for 4 more years...and often got a much more diverse Education in all areas that makes you more of a asset...If you want to get specific and talk about things like Architecture then yes it has to be in the field...But in Business...for many jobs it does not have to be. I work with many people at my job who do not have degree's in the area that we work in...But most who do work there do have one.

 

[Cruella]

Even the local Jr. College here is considered expensive (to me anyway). A full 12 unit semester would cost about $3,000, (they charge by units) not counting registration fees, parking and books, and this is where a lot of the poorer minority students go.

 

[Johnny Tremain]

"Student Debt" is a simple, fast & quick wealth re-distribution from the common-folk to the elitist World of Academia who have far, far too much power and need to be financially strangled.

Look at what college used to cost--state colleges where most go--and what it is today.
For all manner of perks, benefits and useless crap that feather the beds of these conceited losers.

 

[dogtowner]

its worse than that since govt took over the loan business.

 

[Johnny Tremain]

its worse than that since govt took over the loan business.

Hard to imagine---

 

[pocketfullofshells]

its worse than that since govt took over the loan business.

I agree because companies always give great rates and for no profit and are never assholes if your late a bit

 

[dogtowner]

I agree because companies always give great rates and for no profit and are never assholes if your late a bit

think uncle sam wont bug you ? heard of irs abuse ?